Set up a financial date night to get in tune with your finances!

How a Financial Date Night Can be a Game Changer in Your Relationship

Financial matters can be a big cause of stress on a relationship. Often times, the discussion is avoided, or minimally addressed between partners. The great news is, that it does not have to be that way. There is a new trend that is changing the game for those in a relationship. A financial date night. These date nights are a pre-set, special time, to come together and get on the same page when it comes to money matters, and you can make it fun too! 

What is a Financial Date Night? 

The key to setting up a financial date night is that it is a planned out, scheduled time. By pre-scheduling your night, you will be more likely to stick to the topics at hand, and your time will be more productive. This is a good time to talk about your financial goals and how you plan to achieve them. 

If you and your partner somewhat regularly talk money, you may want to go more in depth with your discussions. If you are a couple that tends to minimally address money matters, then you may want to start small. Decide what is most important to you, and you both bring those topics to the date. 

How to Make Your Night Successful 

Once you have set a date and added it to your calendar or planner, it’s time to make the financial date night fun and interesting. Plan out a fun meal or order your favorite take out or delivery to enjoy.  Set up a fun space to go over your financial topics that is comfortable. Pour a favorite drink and have your agenda ready to go. With the promise of making it a fun evening, you will be more likely to stick to your plan. 

Decide how often you want to hold your financial date nights in order to meet your financial goals. Depending on how intricate your personal circumstances are, you may want to start with more frequent money talks, and once you have a clear understanding of your direction, you can have them less frequently. Topics that you can cover include: 

  • Spending habits 
  • Monthly budgets 
  • Long term savings goals 
  • Retirement goals 
  • Taxes and Withholdings 
  • Important purchases to save for 
  • Financial dreams 
  • And more! 

You can choose a specific topic for each date, or touch on all the subjects. Customize your date to be just right for you and your partner! Before you know it, you will have a new confidence about your financial situation, and have peace of mind that you are on the same page.